Skip to content

Legal

Privacy policy

Last updated 30 September 2026

Who we are

The Rate Dropper ("we", "us") is a card payment comparison service operating in the UK. We are the data controller for personal data collected through this website.

What we collect

Contact details you give us (name, business name, phone, email), information about your business and how you take payments, card processing statements you upload, and technical data such as IP address, browser type and pages visited.

How we use it

To compare card payment providers for you, contact you about your quote, pass your details to providers you choose to hear from, improve our website and meet our legal obligations.

Statements you upload

We read the rates and fees on uploaded statements to produce your comparison. We do not collect full card numbers. Uploaded statements are stored securely.

Lawful basis

We rely on your consent when you request a quote, on legitimate interests to run and improve our service, and on legal obligation where the law requires us to keep records.

Sharing your data

We share your details only with the payment providers we compare for you, and with service suppliers who help us run the website (hosting, email, analytics). We never sell your data.

How long we keep it

Quote enquiries are kept for up to 24 months. Customer records are kept for 6 years after the relationship ends for legal and accounting purposes.

Your rights

You can ask to access, correct or delete your data, object to processing or withdraw consent at any time using our contact form. You can also complain to the Information Commissioner's Office (ico.org.uk).

Cookies

We use essential storage in your browser to make the site work: it remembers the referral code of the advisor who sent you to us (for 30 days) and your cookie choice. These do not need your consent.

With your consent, we also use Google Analytics cookies, loaded through Google Tag Manager, to understand how the site is used. They are not set unless you choose "Accept all", and you can change your choice at any time using (also at the bottom of every page). You can clear cookies and site data in your browser at any time.